Thinking poor – or rich and outside of the box?

Twenty Twenty

“Sometimes it pays REALLY well to think – outside the box.” – Mr Twenty Twenty

An Indian man walks into a bank in New York City and asks for the loan officer.

He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys to a new Ferrari parked on the street in front of the bank.

He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the
loan. The bank’s president and its officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank’s underground garage and parks it there.

Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, “Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is, why would you bother to borrow $5,000′”

The Indian replies: “Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?”

“Do you think THINKING and imagining outside the box COULD have helped him make his millions? Let us know with a comment below.” – Mr Twenty Twenty

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By Twenty Twenty

Mr Twenty Twenty is that guy who legally changed his name to the number of "Perfect Vision". He lives his life, focused on helping people develop the inner resources they need to live their personal visions, while discovering who and what we "really are". If you enjoy his writing, let him know by emailing him at

1 comment

  1. LOL. Love this but also hate it, because it serves to remind me how limited, linear, and inside the box my thinking tends to be! Like the logic test example: there are five birds on a wire, a man shoots one; how many are left? ANSWER: NONE, the rest fly away!

    I will remember this one to remind me continuously to think outside the box.

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